Buy a Home in California With $0 Down

State-backed down payment assistance with competitive rates. Available to first-time and repeat homebuyers in California who meet income and sales price limits.

• $0 down payment options
• First-time & repeat buyers eligible
• Competitive fixed rates
• Statewide availability

Flexible down payment assistance programs that can cover your down payment and closing costs. Strong option for buyers who need maximum help getting into a home.

• Up to 100% financing available
• First-time & repeat buyers eligible
• Can cover down payment + closing costs
• No large savings required

Not sure which program fits your situation? I'll review your income, credit, and purchase goals to recommend the best $0 down path.

• Free, no-obligation consultation
• Personalized program matching
• Credit and income guidance
• Fast pre-approval process

“Mason was incredible to work with throughout our entire homebuying journey. He was always quick to respond, no matter the time or question, and consistently made us feel supported and informed. Even when we faced multiple challenges getting an offer accepted, he never gave up on us and remained encouraging every step of the way. What stood out most was his transparency and honesty. He took the time to explain everything clearly, helped us understand our options, and made sure we felt confident in our decisions. He was not only professional and knowledgeable, but also genuinely friendly and easy to work with. It was also extremely helpful that he is a trusted lender in the Camarillo area, which we believe helped streamline many parts of the escrow process and kept everything moving smoothly. We truly felt like he was in our corner from day one all the way through closing. We’re so grateful for his guidance and would highly recommend him to anyone going through the homebuying process.”

— Neomi Basquez

“I had an excellent experience working with Broadview Home Loans on both a HELOC and an investment property loan. Mason and Kelley moved quickly from start to finish and were able to close on a tight timeline without sacrificing attention to detail. What stood out most was their ability to work through the nuances of our situation and find practical solutions along the way. They were responsive, clear in their communication, and kept the process moving forward at every step. Overall, it was a low-stress and very smooth experience. The entire process felt straightforward and efficient, which is not always the case with financing. I would absolutely recommend them to anyone looking for a reliable lending partner.”

— BM

“This is my SECOND loan with Mason and the Broadview Home Loan team, and it was just as EXCEPTIONAL as the first experience. This time it was to qualify as a bank statement loan, which has alot more required documentation and requirements to be met. Mason, Kelley and Steve gracefully guided us through every step. Their calm confidence helped to keep us from feeling stressed, and we were able to close our loan successfully as promised. In addition, Mason was able to secure a better rate and closing costs too. We are once again so grateful for this wonderful team, and HIGHLY RECOMMEND them to make your home dreams a reality. THANK YOU AGAIN MASON!!! :)”

— Veronica L R, Simi Valley, CA